Savvie Logo Savvie

100% Offline & Local-First • Zero Bank Credentials

Take control of your money without linking bank accounts.

The premium, privacy-focused expense tracker built for real life. No Plaid connections breaking, no invasive financial aggregators, and zero cloud telemetry. Log expenses in under 3 seconds with on-device voice intelligence.

Download on App Store Get on Google Play

See your finances clearly all in one place

Savvie integrates seamlessly into your life, making expense tracking something you don't even have to think about.

Record with voice in 3 seconds

Speak naturally: "Spent $14 on lunch at Chipotle." Savvie categorizes and logs it instantly using on-device processing.

100% Offline & Private

Your data never leaves your device. Stored in encrypted local SQLite with zero telemetry and zero tracking.

Split expenses with Shared Books

Track shared expenses with partners and roommates without countdown timers or transaction limits.

Why thousands are switching to Savvie

Compare Savvie with traditional budgeting apps that require bank logins and sell financial insights.

Copilot Alternative

Android-ready and zero Plaid linking requirements.

YNAB Alternative

No complex spreadsheet chore or $109/yr subscription fee.

Rocket Money Alternative

Zero financial data selling or broker access.

Splitwise Alternative

No 10-second wait timers or 3-expense daily limits.

Simple, honest pricing. No hidden fees.

Start free forever with full offline budgeting, or upgrade to Pro for power features.

Free Forever

$0 free forever

  • Unlimited manual & voice expense entries
  • 100% offline local encrypted database
  • Custom budget categories
  • Zero ads, zero data selling

Savvie Pro

$1.99 / month

  • Everything in Free Forever
  • Unlimited Shared Books & group splitting
  • Advanced multi-currency & travel mode
  • Automated bank SMS parsing